You may have decided to stop working entirely or simply slow down, take a part-time gig.

Either way, you want to maximize the power of your investments to fund your lifestyle.

Williams Wealth Management

What's important?

  • Flow of distributions

    How to take retirement income is so important to how much you can draw. Why? Because different types of accounts (Traditional IRA, Roth IRA, non-retirement account, etc) tax your money differently. We can help make sure you’re taking money the most efficient way possible.

  • Choosing best time to take social security

    This is a big decision! Starting payments earlier will provide smaller monthly payments. Waiting longer to draw may require you to take more money from your investment accounts. We can help you determine the proper timing for your situation.

  • Getting your estate in order

    This helps ensure your assets transfer properly to the people or causes you love. It’s important to have an up-to-date will, accurate beneficiary information on each account and the proper types of trusts. We can work with your estate attorney to help make sure your estate matches your desires.

  • Having a plan for long-term health care

    Health care costs are one of the most concerning aspects of retirement. So, it’s important to plan well before you ever need extensive care. There are many different solutions that provide benefits for long-term care, including insurance products and Health Savings Accounts (HSA). We’ll help create a plan that best fits your needs.

  • Minimizing taxes

    Taxes cut across almost all aspects of your financial life. So, it’s vital you incorporate a tax strategy into your investment planning. This means understanding your personal situation as well as any possible changes to the tax code. We can work with your tax professional to help make sure your assets are positioned in a tax-efficient way.

Ready to start planning for your next life goal?